:root {
  --bg: #f5f8fc;
  --panel: rgba(255, 255, 255, 0.86);
  --panel-strong: #ffffff;
  --text: #122033;
  --muted: #5e6e84;
  --line: rgba(18, 32, 51, 0.08);
  --accent: #0ea5e9;
  --accent-2: #2563eb;
  --accent-3: #16a34a;
  --shadow: 0 20px 50px rgba(15, 23, 42, 0.08);
  --radius: 22px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: 'Inter', sans-serif;
  color: var(--text);
  background:
    radial-gradient(circle at top left, rgba(14, 165, 233, 0.08), transparent 28%),
    linear-gradient(180deg, #f7fafc 0%, #eef4fb 100%);
  min-height: 100vh;
  overflow-x: hidden;
}

.bg-orb {
  position: fixed;
  border-radius: 999px;
  filter: blur(90px);
  opacity: 0.2;
  pointer-events: none;
  z-index: 0;
}
.orb-1 { width: 260px; height: 260px; background: #7dd3fc; top: 60px; left: -80px; }
.orb-2 { width: 320px; height: 320px; background: #93c5fd; right: -120px; top: 180px; }

.container {
  width: min(1120px, calc(100% - 24px));
  margin: 0 auto;
  position: relative;
  z-index: 1;
}

.site-header { padding: 16px 0; }
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
}
.brand {
  display: flex;
  align-items: center;
  gap: 12px;
}
.brand-badge {
  width: 44px;
  height: 44px;
  display: grid;
  place-items: center;
  border-radius: 14px;
  background: linear-gradient(135deg, var(--accent), var(--accent-2));
  color: #fff;
  font-weight: 800;
}
.brand-name, .brand-sub, .pill, .section-kicker, .eyebrow, .form-note, .quote-by { margin: 0; }
.brand-name { font-weight: 700; }
.brand-sub { color: var(--muted); font-size: 13px; }

.nav-cta, button, .cta-secondary, .next-btn, .ghost-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  text-decoration: none;
  border: none;
  cursor: pointer;
  font-weight: 700;
  transition: transform 0.2s ease, box-shadow 0.2s ease, opacity 0.2s ease;
}
.nav-cta {
  color: #fff;
  padding: 12px 16px;
  border-radius: 999px;
  background: linear-gradient(135deg, var(--accent), var(--accent-2));
  box-shadow: 0 10px 24px rgba(37, 99, 235, 0.22);
}
.nav-cta:hover, .cta-secondary:hover, button:hover, .next-btn:hover, .ghost-btn:hover {
  transform: translateY(-1px);
  opacity: 0.96;
}

.hero { padding: 14px 0 28px; }
.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1.02fr;
  gap: 18px;
  align-items: start;
}
.pill, .section-kicker, .eyebrow {
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--accent-2);
  font-size: 11px;
  font-weight: 800;
}
h1 {
  font-size: clamp(34px, 7vw, 60px);
  line-height: 1.02;
  margin: 14px 0 14px;
  letter-spacing: -0.04em;
}
.hero-text, .section-head p, .feature-card p, .form-subtext, .benefit-panel p, .benefit-item span {
  color: var(--muted);
  line-height: 1.65;
}
.hero-text { font-size: 16px; max-width: 520px; }
.hero-highlights {
  display: grid;
  grid-template-columns: 1fr;
  gap: 10px;
  margin-top: 14px;
}
.mini-proof {
  padding: 12px 14px;
  border: 1px solid var(--line);
  border-radius: 16px;
  background: rgba(255,255,255,0.7);
}
.mini-proof strong {
  display: block;
  margin-bottom: 4px;
}
.mini-proof span {
  color: var(--muted);
  font-size: 13px;
}
.hero-points {
  display: grid;
  grid-template-columns: 1fr;
  gap: 12px;
  margin-top: 18px;
}
.point-card, .feature-card, .testimonial-card, .lead-card-inner, .stat, .benefit-panel, .benefit-item, .policy-card {
  background: rgba(255, 255, 255, 0.8);
  border: 1px solid var(--line);
  backdrop-filter: blur(14px);
  box-shadow: var(--shadow);
}
.point-card {
  padding: 16px;
  border-radius: 18px;
}
.point-card strong, .stat strong, .feature-card h4, .benefit-item strong {
  display: block;
  margin-bottom: 8px;
}
.point-card span, .stat span { color: var(--muted); font-size: 14px; }

.lead-card { position: relative; }
.card-glow {
  position: absolute;
  inset: 18px;
  background: linear-gradient(135deg, rgba(14, 165, 233, 0.15), rgba(37, 99, 235, 0.12));
  filter: blur(30px);
  z-index: 0;
}
.lead-card-inner {
  position: relative;
  z-index: 1;
  padding: 20px;
  border-radius: var(--radius);
}
.lead-card h2, .section-head h3, .cta-strip h3, .social-proof h3, .benefit-panel h3, .policy-card h1 {
  margin: 10px 0;
  font-size: clamp(26px, 4vw, 36px);
  letter-spacing: -0.03em;
}
.form-topbar {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 14px;
}
.step-count {
  color: var(--muted);
  font-size: 12px;
  font-weight: 700;
  white-space: nowrap;
  padding-top: 4px;
}
.progress-track {
  width: 100%;
  height: 8px;
  border-radius: 999px;
  background: rgba(37, 99, 235, 0.1);
  margin: 16px 0 20px;
  overflow: hidden;
}
.progress-fill {
  width: 16.66%;
  height: 100%;
  background: linear-gradient(90deg, var(--accent), var(--accent-2));
  border-radius: 999px;
  transition: width 0.25s ease;
}

form { display: grid; gap: 18px; margin-top: 4px; }
.step { display: none; }
.step.active { display: block; }
.question-label {
  margin: 0 0 14px;
  font-size: clamp(22px, 4vw, 30px);
  font-weight: 800;
  letter-spacing: -0.03em;
}
label { display: grid; gap: 8px; }
label span {
  font-size: 14px;
  color: #29415c;
  font-weight: 700;
}
input, select {
  width: 100%;
  border: 1px solid rgba(18, 32, 51, 0.1);
  background: #fff;
  color: var(--text);
  border-radius: 14px;
  padding: 15px 16px;
  font: inherit;
  outline: none;
}
input::placeholder { color: #8a9ab0; }

.choice-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}
.choice-btn {
  width: 100%;
  padding: 15px 14px;
  border-radius: 16px;
  border: 1px solid rgba(18, 32, 51, 0.1);
  background: #fff;
  color: var(--text);
  font: inherit;
  font-weight: 700;
  text-align: left;
  cursor: pointer;
  min-height: 56px;
}
.choice-btn:hover, .choice-btn.selected {
  border-color: rgba(14, 165, 233, 0.6);
  background: rgba(14, 165, 233, 0.08);
  box-shadow: 0 0 0 1px rgba(14, 165, 233, 0.12) inset;
}
.inline-fields {
  display: grid;
  gap: 12px;
}
.inline-fields.two-col {
  grid-template-columns: 1fr 1fr;
}
.final-step-copy {
  margin-bottom: 4px;
}
button {
  margin-top: 8px;
  padding: 16px 20px;
  border-radius: 16px;
  color: #fff;
  background: linear-gradient(135deg, var(--accent), var(--accent-2));
  box-shadow: 0 14px 30px rgba(37, 99, 235, 0.22);
  font-size: 16px;
  min-height: 54px;
}
.form-nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
}
.ghost-btn {
  background: #fff;
  color: var(--text);
  border: 1px solid var(--line);
  box-shadow: none;
}
.next-btn {
  color: #fff;
  background: linear-gradient(135deg, var(--accent), var(--accent-2));
}
.form-note {
  font-size: 12px;
  color: #7a889c;
  line-height: 1.5;
}

.social-proof, .benefits-strip, .features, .testimonial, .cta-strip {
  padding: 16px 0 42px;
}
.proof-grid, .cta-strip-inner, .benefits-grid {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
}
.stats {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
  min-width: 48%;
}
.stat {
  padding: 18px;
  border-radius: 18px;
  text-align: center;
}
.stat strong { font-size: 28px; }
.benefits-grid {
  align-items: stretch;
}
.benefit-panel {
  flex: 1.05;
  padding: 24px;
  border-radius: 22px;
}
.benefit-list {
  flex: 0.95;
  display: grid;
  gap: 12px;
}
.benefit-item {
  padding: 18px;
  border-radius: 18px;
}
.section-head { max-width: 720px; margin-bottom: 24px; }
.feature-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
}
.feature-card {
  border-radius: 20px;
  padding: 22px;
  position: relative;
  overflow: hidden;
}
.feature-card::after {
  content: '';
  position: absolute;
  inset: auto -40px -40px auto;
  width: 100px;
  height: 100px;
  border-radius: 999px;
  filter: blur(24px);
  opacity: 0.25;
}
.feature-card-accent::after { background: #38bdf8; }
.feature-card-accent-2::after { background: #60a5fa; }
.feature-card-accent-3::after { background: #4ade80; }
.testimonial-card {
  border-radius: 24px;
  padding: 28px 22px;
  text-align: center;
}
.quote {
  margin: 0;
  font-size: clamp(20px, 4vw, 30px);
  line-height: 1.5;
  letter-spacing: -0.02em;
}
.quote-by {
  margin-top: 14px;
  color: var(--muted);
}
.cta-strip-inner {
  border: 1px solid var(--line);
  border-radius: 24px;
  padding: 24px;
  background: linear-gradient(135deg, rgba(14, 165, 233, 0.08), rgba(37, 99, 235, 0.08));
}
.cta-secondary {
  color: #fff;
  padding: 14px 18px;
  border-radius: 999px;
  background: linear-gradient(135deg, var(--accent), var(--accent-2));
  box-shadow: 0 10px 24px rgba(37, 99, 235, 0.22);
}
.site-footer {
  padding: 0 0 34px;
}
.footer-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  color: var(--muted);
  font-size: 14px;
}
.footer-inner a {
  color: var(--accent-2);
  text-decoration: none;
  font-weight: 600;
}
.policy-page {
  padding: 40px 0 60px;
}
.policy-card {
  border-radius: 24px;
  padding: 28px;
}
.policy-card h2 {
  margin-top: 28px;
  margin-bottom: 10px;
  font-size: 22px;
}
.policy-card p,
.policy-card li,
.policy-updated {
  color: var(--muted);
  line-height: 1.7;
}
.policy-card ul {
  padding-left: 20px;
}
.policy-actions {
  margin-top: 30px;
}

@media (max-width: 980px) {
  .hero-grid, .feature-grid, .stats, .proof-grid, .cta-strip-inner, .benefits-grid {
    grid-template-columns: 1fr;
    display: grid;
  }
  .proof-grid, .cta-strip-inner, .benefits-grid { align-items: start; }
}

@media (max-width: 640px) {
  .container {
    width: min(100% - 14px, 1120px);
  }
  .site-header {
    padding: 10px 0;
  }
  .nav {
    align-items: stretch;
    flex-wrap: wrap;
  }
  .brand {
    gap: 10px;
  }
  .nav-cta {
    width: 100%;
    min-height: 52px;
  }
  h1 {
    font-size: 32px;
    line-height: 1.02;
    margin: 10px 0 12px;
  }
  .hero {
    padding: 8px 0 18px;
  }
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 14px;
  }
  .hero-copy {
    order: 1;
  }
  .lead-card {
    order: 2;
  }
  .hero-text {
    font-size: 15px;
    max-width: 100%;
  }
  .mini-proof {
    padding: 10px 12px;
  }
  .lead-card-inner, .testimonial-card, .cta-strip-inner, .benefit-panel, .policy-card {
    padding: 16px;
  }
  .lead-card-inner {
    border-radius: 18px;
  }
  .choice-grid {
    grid-template-columns: 1fr;
  }
  .inline-fields.two-col {
    grid-template-columns: 1fr;
  }
  .form-topbar, .form-nav, .footer-inner {
    flex-direction: column;
    align-items: stretch;
  }
  .step-count {
    padding-top: 0;
  }
  .hero-highlights, .hero-points {
    grid-template-columns: 1fr;
    display: grid;
  }
  .question-label {
    font-size: 22px;
    margin-bottom: 12px;
  }
  .choice-btn, input, select, button, .ghost-btn, .next-btn {
    min-height: 52px;
  }
  .stats, .feature-grid {
    grid-template-columns: 1fr;
  }
  .cta-secondary {
    width: 100%;
  }
  .benefits-strip, .social-proof, .features, .cta-strip {
    padding: 10px 0 28px;
  }
  .social-proof, .benefits-strip {
    display: none;
  }
  .sticky-mobile-cta {
    position: sticky;
    bottom: 10px;
    z-index: 20;
  }
}

.hp-field {
  position: absolute !important;
  left: -9999px !important;
  width: 1px !important;
  height: 1px !important;
  overflow: hidden !important;
  opacity: 0 !important;
  pointer-events: none !important;
}

.thankyou-card {
  text-align: center;
}

.thankyou-card p {
  max-width: 640px;
  margin: 0 auto 12px;
}